Data taken from the official Sanitas product sheets. We confirm the premium and the conditions in force at the Elda office.
Sanitas Residents
For foreign residents: meets the requirements for your residence visa
Health insurance for foreign nationals resident in Spain, with the full medical network, the Mi Sanitas app in English and validity for processing your residence visa.
Who it is for: Foreign nationals living in Spain who need a health policy that is valid for their residence visa and who want to be able to filter for doctors who speak their language.
What it includes
- Primary care, emergencies and access to every medical speciality
- Diagnostic tests, both simple and high-technology
- Simple and high-technology therapeutic methods (rehabilitation, radiotherapy, chemotherapy, etc.)
- Hospitalisation and surgery
- Extended dental cover with more than 40 services included
- Emergency care abroad for stays of up to 90 days
- International second medical opinion
- Repatriation: international transfer and companion, with full cover and complete assistance
- We speak your language: Mi Sanitas app in English, with appointment booking and a filter for doctors who speak your language
- Personalised digital health plans
Conditions and figures
- €12,000 for medical emergencies outside Spain, plus other exclusive additional services
- Emergency care abroad for stays of up to 90 days
- Additional reimbursement add-on: up to €300,000
- Extended dental cover with more than 40 services included
- Medical network: over 58,000 doctors and over 4,500 own and affiliated centres
- Sanitas' own network: 5 hospitals plus 3 in development, 31 multi-speciality medical centres, 25 advanced rehabilitation centres and 200 dental clinics
- This policy meets the requirements for processing your residence visa
How it differs: This is the entry version of the Residents range. Against Residents Platinum: emergencies abroad are covered up to €12,000 (Platinum goes up to €30,000) and reimbursement is NOT included, it is added as a reimbursement add-on of up to €300,000 (in Platinum, reimbursement is 90% up to €500,000 and comes included). It also does not include cover in the USA, home services or payment protection on the policyholder's death. In exchange, its product sheet does highlight the international second medical opinion with world-renowned specialists and the personalised digital health plans.
Sanitas Residents Platinum
Residents with 90% reimbursement up to €500,000 and cover in the USA
The most complete version of the Residents range: it reimburses 90% of your medical expenses up to €500,000, covers the USA, and brings blood tests, physiotherapy and medication to your home.
Who it is for: Foreign nationals resident in Spain who want to choose their doctor freely with expense reimbursement and who need cover outside Spain, including the USA.
What it includes
- Primary care, emergencies and access to every medical speciality
- Diagnostic tests, both simple and high-technology
- Simple and high-technology therapeutic methods (rehabilitation, radiotherapy, chemotherapy, etc.)
- Hospitalisation and surgery
- Extended dental cover with more than 40 services included
- Emergency care abroad for stays of up to 90 days and up to €30,000
- Reimbursement of 90% of your medical expenses up to €500,000
- Home services: blood tests, medication delivery wherever you are, and physiotherapy
- Extended protection: cover in the USA and repatriation cover
- Payment protection on the death of the policyholder
Conditions and figures
- Reimbursement of 90% of your medical expenses up to €500,000
- €400 for your dental treatments
- €300 for your pharmacy prescriptions
- €400 for your second medical opinion at the Clínica Universidad de Navarra
- €100 a day for hospitalisation outside the policy
- Emergency care abroad for stays of up to 90 days and up to €30,000
- Extended dental cover with more than 40 services included
- Medical network: over 58,000 doctors and over 4,500 own and affiliated centres
How it differs: On top of Sanitas Residents it adds: 90% reimbursement of medical expenses up to €500,000 already included (in Residents, reimbursement is an add-on of up to €300,000); emergencies abroad up to €30,000 instead of €12,000; home services (blood tests, medication delivery wherever you are, and physiotherapy); cover in the USA; and payment protection on the policyholder's death. Its second medical opinion is specified as €400 at the Clínica Universidad de Navarra, whereas Residents offers an international second medical opinion. It also adds its own sublimits: €400 dental, €300 pharmacy and €100 a day for hospitalisation outside the policy.
Sanitas International Students
Foreign students in Spain: no copayments and no waiting periods
Complete healthcare cover for foreign students coming to study in Spain. No copayments and no waiting periods: every service is available from the first day.
Who it is for: Foreign students coming to study in Spain who need a policy adapted to the requirements of the entry visa.
What it includes
- Out-of-hospital care: primary care and specialities (dermatology, orthopaedics, etc.)
- Diagnostic tests: clinical analyses, X-rays, ultrasound scans, MRI scans, etc.
- Therapeutic methods: oncology treatments, rehabilitation, physiotherapy
- Hospital care: surgery, hospitalisation and emergencies
- Dental cover included (Sanitas Dental 21)
- Repatriation cover included, and cover in the event of death
- Second medical opinion with international experts on your case
- Emergency care while travelling abroad
- Sanitas Responde: telephone and web platform staffed by health professionals
- Digital cover: 24-hour emergency video consultation and health programmes by video consultation
Conditions and figures
- No copayments
- No waiting periods: every service available from the first day
- Minimum length of stay: 3 months
- Proof of enrolment must be provided in order to take out the policy
- Sanitas' standard risk underwriting is required in order to arrange it
- Sanitas Dental 21: more than 30 dental services included; the rest at a franchise price with an average 21% discount on private rates
- Complete healthcare product except paediatrics
- More than 50,000 professionals, more than 4,200 medical centres and more than 200 Milenium Dental clinics
How it differs: It does not belong to the Residents range: it is designed for students, not for residents. It is complete healthcare cover except paediatrics, with no copayments and no waiting periods, and with Sanitas Dental 21 dental cover and repatriation in the event of death included. Unlike Residents and Residents Platinum, it does not work with expense reimbursement or with capital limits for emergencies abroad, and it requires proof of enrolment, standard risk underwriting and a minimum stay of 3 months.
